House prices in Falkirk have risen the most in Scotland over the past 12 months, according to new figures.

Lloyds Bank has crowned its “housing hotspots” for 2025, with property values rising sharply across a number of areas of the UK. Falkirk comes ninth in the top ten with a 7.1 per cent increase, making it ninth in the national league table.

Lloyds' analysis draws on its own mortgage data and shows that last year the average home value in Falkirk increased by £15,794 to £238,512 compared to £222,718 in 2024 – but still below the Scottish average.

The country’s largest growth was in Plymouth with a 12.6 per cent rise to an average home value of £278,808.

First time buyers are finding it more expensive to buy a home. Pic: File image

placeholder image — First time buyers are finding it more expensive to buy a home. Pic: File image

This was followed by Stafford, Wigan, Wakefield, Mansfield, Woking, Liverpool, Rugby, Falkirk and Hull.

In Scotland during 2025 average house values grew by 3.7 per cent from £248,098 to £257,399.

The UK’s average home value also rose by 3.7 per cent from £352,124 to £365,110.

Amanda Bryden, head of mortgages at Lloyds: “Our customers’ dream homes are found in pockets around the UK and we’ve supported thousands of people to take their next home buying step this year. While house prices play a role, choosing where to live is also about finding a place that feels right – a community you connect with, a commute that works for you, and a lifestyle that fits you.

“If you’ve got your heart set on a particular location, it’s worth taking time out to do some research and see what’s happening with prices there, as swings in value at a local level can make a big difference to how much you may need for a deposit, Stamp Duty or wider moving costs.

“If you’re open to exploring, you might find places where your money goes further. Northern regions and Scotland are still generally more affordable than the south of England, with a huge amount to offer in terms of culture and history, alongside some of the most beautiful parts of the UK countryside.

“While house prices play a role, choosing where to live is also about finding a place that feels right - a community you connect with, a commute that works for you, and a lifestyle that fits you.

“When you’re thinking about house hunting, getting mortgage advice early will help you to plan and setting a realistic budget, alongside factoring in extra costs like stamp duty and legal fees, will help make the process less daunting and keep your dream of homeownership on track."

Crawley and High Wycombe saw the steepest falls, with property values tumbling by 8.9 per cent and 7.4 per cent respectively.