I may be going out on a limb here but those companies who constantly bombard us with adverts vowing to get back PPI payments are beginning to annoy me more than the banks who sold them in the first place.
The latest ad that had my blood boiling aims to attract those us who overspent at Christmas.
“I spoiled the kids, but luckily I got £4500 from my PPI claim,” boasts one mum.
Hmmm. Is that really the message we want to get across? I’ve heard lots of advice on how to avoid falling into the post-Christmas debt trap, but keeping your fingers crossed that there will be a pot of gold at the foot of the PPI rainbow is not generally recognised as sound financial management.
Don’t get me wrong, if someone was genuinely missold PPI then, of course, they should get their money back.
But I worry that the companies looking to act on our behalf are getting increasingly desperate as the clock ticks down on the chance to grab a slice of the action.
Have I been sold PPI? Yes. Will I be trying to claim it back? No. Why? Because I signed up willingly and it has given me peace of mind on a couple of occasions when illness meant I was off work for an extended period of time.